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Banking in New York City: Major Financial Institutions and Services

Banks in New York City

As one of the world’s top financial capitals, New York City is home to a vast network of banks that serve individuals, businesses, and communities across all five boroughs. From historic institutions headquartered in Manhattan to regional banks rooted in neighborhood service, NYC's banking sector is both globally powerful and locally accessible.

Residents, visitors, and businesses in New York benefit from a wide range of services, including checking and savings accounts, mortgage lending, small business loans, digital banking, and wealth management. Many banks also cater to the city's multicultural population by offering multilingual support and community-focused programs.

Choosing the right bank depends on your needs—some banks offer convenient branch access and ATM networks, while others specialize in low fees, digital tools, or personalized services. Below is a list of ten prominent banks in NYC, each with its own strengths and neighborhood presence.

Whether you're looking to open a new account, explore loan options, or find a financial partner for your business, these banks provide a great starting point.

Major Banks Serving NYC

  • JPMorgan Chase – With hundreds of branches throughout the city, Chase is known for its robust mobile app, full range of financial products, and business services.
  • Citibank – Headquartered in NYC, Citibank offers personal banking, wealth management, and international services with a strong local footprint.
  • Bank of America – Offers accessible banking with widespread ATMs, comprehensive digital tools, and mortgage lending options.
  • TD Bank – Known for extended hours and user-friendly customer service, TD is a favorite among New Yorkers who want convenience.
  • Apple Bank – A community-focused bank offering savings, checking, and affordable personal loans across multiple city neighborhoods.
  • HSBC Bank USA – Offers international banking services for global citizens and NYC residents, with specialized support for international transfers.
  • Santander Bank – A strong regional bank offering personal and small business banking options with locations across the city.
  • Capital One – Features online-forward banking and popular cafes in NYC where customers can get support and attend financial workshops.
  • PenFed Credit Union – One of the largest credit unions in the country, offering competitive rates on savings and loans with a growing NYC presence.
  • M&T Bank – Known for personalized financial support for families and small businesses, with many local branches throughout the boroughs.